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Attention Buyers & Sellers, Learn more about this incredible Home Warranty that can help save you a lot of money!
Attention Sellers, Did you know a staged home will sell faster and for more money!
Learn how to receive a valuable gift card in my Special Offers.
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All agents are NOT alike! Find out why we are top real estate experts. Call Carmela: 631-379-1612, Jason: 631-764-1422, or Jonathan: 631-235-2646
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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"Thank you! You are an inspiration..."
Thank you! You are an inspiration. Your expertise and intercessions were life savers.
Love Julie Kennen
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Carmela, Jason and Jonathan Kaiser is one of The Top Selling Real Estate Experts™
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Special Offers From Us To You! Just for you, we've assembled some Special Offers. Choose one or all!  
Self Employed >No Problem There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.
If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more
loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.
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| Q |
Upon completion this year, what will be the tallest residential building south of New York and east of Chicago?
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| A |
Located in Biscayne Bay, Florida, the $120 million, 51-floor luxury condominium will be called The Santa Maria. |
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